Loan Calculator: EMI, Interest, Total Repayment (Dark)

Amount ₹ Rate % Term years

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EMI: — Total Interest: — Total Payment: —

EMI formula: A × r / (1 − (1 + r)⁻ⁿ). If rate is 0%, EMI = A / n.

Amortization Schedule

Month	EMI (₹)	Principal (₹)	Interest (₹)	Balance (₹)

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Monthly Rate: r = (Annual % / 100) / 12

EMI: A × r / (1 − (1 + r)⁻ⁿ) , where A = amount, n = months

No-interest case: EMI = A / n